8 Simple Reasons

We offer the same products you'll find at the big banks, plus some you won't

We offer low-cost business checking, merchant credit card services, safe deposit boxes and payroll direct deposit as well as unique commercial lending solutions like our Receivables Financing.

Easy, convenient banking options

With locations throughout Metro Detroit, surcharge-free access to thousands of ATMs and exclusive technology like our advanced online business banking suite make it easier to take care of business on your terms. Your employees can experience the same benefits by becoming members too!

Experienced business banking advisors

Our knowledgeable and experienced financial advisors are always available to help you access the tools and resources you need to keep your business running smoothly.

We're friendly and helpful

We are committed to providing excellent personal service and exceeding members' expectations, to every one of our more than 85,000 members.

Lower fees on business accounts

We offer low-cost business checking accounts with no minimum balance requirement.

Lower rates on loans, higher yields on savings

Because we are member-owned, we are often able to offer better rates on commercial loans and lines of credit as well as higher yields on savings, money market and certificate accounts.

More of your money is safe with us

Michigan First Credit Union is federally insured by the National Credit Union Administration for up to $250,000. In addition, we provide additional private insurance by Excess Share Insurance Corporation (ESI) as a benefit to our members. Your combined balances are also insured an additional $250,000 for a total of $500,000. Compare this coverage to what you currently receive...make sure you're well-protected.

Getting started is easy

Just stop by any Michigan First branch to open your business account and learn more about our terrific suite of business services.