Business+

Loans

We know our communities and the people in them; and we are eager to provide lending services to our credit-worthy members.

Business+Loans


Straight Talk About Lower Rates


Because we're member-owned, Michigan First Credit Union understands the communities we serve. Since we proudly take an interest in our local area, we know our communities and the people in them; and we are eager to provide lending services to credit-worthy consumers and local businesses. In addition, our partnership with Michigan Business Connection (MBC), which originates and manages more than 100 million dollars of commercial loans for credit unions throughout major markets in Michigan, helps us provide alternative methods of Business and Commercial Lending.*

This relationship with MBC allows us to offer extremely competitive pricing and flexibility in our loan structuring. And because we're organized like a smaller business, we think like you, allowing us to develop innovative approaches to commercial lending by customizing loans to your specific business needs.

Whether you need a flexible, low-rate business loan or line of credit, take advantage of our no-nonsense approach to growing your business with funding for your commercial real estate, equipment and office needs.

We offer unique receivables financing and flexible commercial mortgage financing, including rate locks, up to 10-year fixed rates, extended amortizations, and there are options with no prepayment penalty.


More Purchasing Power for Your Business


With a Michigan First Business VISA® you'll get greater purchasing convenience and a line of credit at your fingertips. Track your business expenses and control spending, and enjoy a host of benefits.

  • Free additional cards for employees
  • Assign credit limits and set cash advance capabilities to each individual
  • A consolidated statement for your business
  • Easy tracking of company expenses
  • Pay online, by mail, in your local branch or by automatic deduction from your Michigan First business checking account
  • No Annual or Inactivity Fee
  • Low Rates
  • Auto Rental Insurance
  • Cardholder Inquiry Service
  • Emergency Card Replacement and Cash Disbursement
  • Lost/Stolen Card Reporting
  • Purchase Security and Extended Warranty
  • Travel and Emergency Assistance Services
  • VISA® Liability Waiver

To apply for your Visa© Business Credit Card, simply fill out this form and bring it to any branch, fax Michigan First Lending at 248.443.4613, or mail to

Michigan First Credit Union
Attn: Lending
27000 Evergreen Road
Lathrup Village, Michigan
48076

 

Download Application

 

For more information regarding our Business Lending programs, contact us at Michigan First location.



Small Business Resources


Visit the Michigan Business Connection MBC Loans!


*Refer to the Business Accounts Fee Schedule for details on applicable fees. Some business services, such as business loans and Merchant Credit Card Services are offered to members through a third party business partner.