Business+

Services

Online Business Banking

Direct Deposit

Track Finances & Improve
Cash Flow

Business+Services

Online Banking  |  Financial Planning  |  Merchant Services


Complete Online Banking... at the Click of a Mouse


Today's competitive environment requires businesses to run more efficiently than ever. Our Online Business Banking helps you do just that, with a full suite of customizable banking tools which allows you to easily and securely manage your organization's finances from anywhere, at any time:

Direct Deposit

Make electronic Direct Deposit payments for payroll or accounts payable through the Automated Clearing House (ACH).


EZ Scan&Deposit

  • Deposit checks directly into your account without leaving your office
  • Never mail in your checks, or drive to an ATM or branch again just to make check deposits
  • Quick, secure, and easy 
  • Available 24 hours/day
  • High-speed scanners allow you to scan up to 120 checks/minute
  • 2-day business hold
  • 5 easy steps
    • Log on to Business Online Banking and click on EZ Scan&Deposit under Business Apps
    • Select the account to which you wish to make your deposit, enter the amount, and number of checks
    • Scan the checks
    • Verify the checks
    • Submit your deposit

Direct Payments

Use the Automated Clearing House (ACH) to improve cash flow by initiating Direct Payments from customer accounts.

Domestic or International Wire Transfer

Move funds rapidly, posting payments to the receiving account on the same day.

Balance Alerts

Keep track of account activity by receiving e-mail or text message notifications when an account level exceeds or falls below a set threshold.

Book Transfers

Instantly transfer funds to savings and checking, and save a trip to the credit union.

Re-present Checks

Resubmit a previously deposited check as an ACH item / debit.

Supervisor Functions

Grant specific access rights to different employees or groups.

Free bill pay

Pay your bills automatically through your Michigan First online account. Schedule payments in advance, even for recurring expenses like rent, leases and payroll.

Free e-Statements

Save a tree and access your statement earlier each month.

View every transaction easily

See a list of each deposit and withdrawal, along with images of your checks that have been cashed — keep a running statement online.

Enhanced online security

New online security measures give you even greater protection, with security features and firewalls to protect your accounts. .


Additional Purchasing Convenience

You can apply for an ATM or debit card for your business account. Make purchases by conveniently accessing your business account with a debit card. Currently, you can request a debit card for your business account provided your account only requires one authorized signer. The debit card can be issued in the name of an Authorized Signer(s) for the business account.

Business MasterCard® Debit Card

Enjoy 24/7 access to your savings or checking account with a Michigan First Business Debit Card! Some of the benefits include:

  • Receive multiple cards with different accountholders’ or authorized signers’ names on them
  • Your business name listed on each card
  • Make PIN-based and signature-based transactions at participating merchants
  • MasterCard® SecureCode offers even greater security



Visit any convenient Michigan First location to start your free online banking service, contact us today at 800-664-3828.


Set a Course For Financial Success


To help you develop strategies for managing your business finances, we provide an exceptional, small-business wealth management advisor who can assist with your organization's short-term and long-term financial planning. Just ask about scheduling a no-cost, no-obligation consultation with our financial advisor.

Contact Jamie Russell, our Financial Consultant, at 248-443-4619 to help you choose a plan that will fit your needs and allow your business to grow..


Merchant Services


Michigan First's Merchant Services system allows you to accept all types of credit and debit cards. Our program accepts all major cards and provides a variety of methods for transaction processing.

  • Credit & Debit Card Processing
    Allows you to support all major credit and debit cards including: MasterCard, Visa, Discover, American Express, Diners Club, JCB, Fleet Cards (Wright Express, Voyager), stored value cards, and other emerging electronic payment options.
  • Gift & Loyalty Card Programs
    Gift & loyalty cards are extra revenue generators that also attract new customers to you. You can even choose from several all-inclusive packages, so you can get started right away!
  • Electronic Check Conversion
    Minimize risk, reduce costs, and speed access to your funds when you convert paper checks into electronic transactions.
  • Internet Payment Gateway
    Flexible e-commerce options that widen your customer base and provide current customers with more options.
For more details on Merchant Services, please contact our business partner
Synergies Plus Solutions at 248-246-1057.

Get started today!

Print and Fax the Synergies Plus Referral form.